A step-by-step QBO setup so you can manage contractor 1099s yourself (Murrieta & Temecula small businesses) If you pay independent contractors, you may need to issue Form 1099-NEC . A lot of business owners wait until January, realize they’re missing W-9s and totals, and scramble to figure out who needs a 1099. The good news is: QuickBooks Online can track this for you —but only if it’s set up correctly. Since 1099-NEC filing is not included in my monthly bookkeeping service